Railway journeys are not just trips for senior citizens—they are often a necessity. Many elderly people travel for medical treatment, to visit their children, or to go on pilgrimages.
However, for the past five years, senior citizens have been asking one question: what happened to the railway ticket discounts they once received?
Ahead of Budget 2026, discussions around this issue have picked up again. According to sources from the Railways
and the Finance Ministry, different alternatives related to the old senior citizen concession scheme are being discussed.
Although no official announcement has been made yet, these pre-budget discussions are seen as an important sign.
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Since When Were Railway Concessions Given to Senior Citizens?
Indian Railways had been offering fare concessions to senior citizens for several decades. This was one of the country’s oldest social welfare benefits.
Under this scheme:
Male passengers aged 60 years and above received a 40% discount
Female passengers aged 58 years and above received up to a 50% discount
The discount was available in almost all travel classes, including Sleeper, Third AC, Second AC, and First AC.
Passengers only needed to mention their age while booking tickets—no separate cards or certificates were required. The concession applied to both IRCTC online bookings and railway ticket counters.
Why and When Was the Concession Stopped?
In March 2020, the COVID-19 pandemic badly affected the railway system:
Train services were suspended
Passenger numbers dropped sharply
Railways suffered revenue losses worth thousands of crores
During this period, the Railways temporarily suspended the senior citizen concession. The reasoning was that the Railways already operates with heavy subsidies,
and senior citizen discounts alone cost around ₹1,600–₹2,000 crore every year. Restoring financial balance after the pandemic was considered a priority.
However, even after the pandemic ended, train services returned to full capacity, and fares increased, the senior citizen concessions were not restored.
Why Has the Demand Increased Again Now?
Over the last two years, the demand to bring back the concession has grown stronger. The reasons are clear:
Inflation has increased sharply
Senior citizen pensions remain limited
Medical expenses have risen significantly
Even though base railway fares may not have increased much, dynamic pricing, catering charges, reservation fees, and superfast charges have made travel more expensive.
Because of this, senior citizen groups, social organizations, MPs, and public representatives are repeatedly urging the government to provide relief to elderly passengers again.
What Could Be Announced in Budget 2026?
According to sources, the government is considering several options:
Restoring the full old concession scheme
Offering partial discounts, such as 30–40%
Giving relief only in Sleeper and General classes
Limiting the number of discounted trips per year
The decision is financially, socially, and politically sensitive, especially as the number of senior citizens in the country is increasing rapidly.
Challenges Faced by the Railways
The Railways argue that ticket concessions lead to direct revenue losses. They already subsidize several services and need funds for infrastructure development and passenger safety.
However, senior citizen concessions have long been seen as part of the Railways’ social responsibility, making the decision a difficult one.
A Matter of Respect and Relief for the Elderly
Railway concessions for senior citizens are more than just a discount—they represent care, respect, and support for the elderly.
If the government announces any relief in Budget 2026, whether full or partial, it will be a major relief for millions of senior citizens across the country.