HDFC Bank has changed its loan interest rates, bringing both relief and concern for customers. While some loan rates have become cheaper, others have become more expensive. The biggest change is in the bank’s 3-year MCLR rate, which has gone up by 0.05%. This change could affect customers whose home loans or long-term loans are … Read more
HDFC Bank has revised its loan interest rates, bringing relief for some borrowers while slightly increasing rates for a specific loan tenure. The bank has reduced its Marginal Cost of Funds-Based Lending Rate (MCLR) by 5 basis points (0.05%) for several short-term tenures. However, it has also increased the 3-year MCLR by 5 basis points. … Read more
If you are planning to invest in defence sector mutual funds, this update is important. HDFC Asset Management Company has introduced new rules for its popular HDFC Defence Fund. These changes came into effect from May 4, 2026, and mainly impact new investors. New Investment Rules: What Has Changed? The fund house has tightened investment … Read more
HDFC Bank has announced important updates for its Regalia Gold credit card users. These changes will come into effect from May 15, 2026, and mainly focus on travel benefits and reward points. If you use this card, here’s what you need to know in simple terms. New Travel Benefits You Shouldn’t Miss Cardholders now get … Read more
HDFC Bank, the country’s largest private bank, has brought good news for its customers. The bank has reduced interest rates on business loans and home loans, making borrowing slightly cheaper. The bank has cut its Marginal Cost of Funds Based Lending Rate (MCLR) by 0.05% (5 basis points). The new rates have come into effect … Read more
If you use HDFC Bank credit cards like Regalia Gold or Diners Privilege, this update is important for you. The bank is introducing major changes in reward points and benefits. These new rules will roll out in phases starting from May 15 and July 1, 2026. One key highlight is that your benefits will now … Read more
HDFC Mutual Fund has updated the structure of its Gold ETF, and these changes will come into effect from April 22. The fund has called this a “fundamental attribute change.” Under the new rules, 95–100% of the fund’s money will still be invested in gold. However, the fund can now also invest in gold-related instruments … Read more
There’s good news for customers of HDFC Bank. The bank has reduced charges for SMS transaction alerts, making it slightly cheaper to stay updated on your account activity. The new rates will be effective from May 1, 2026. Lower SMS Charges, Small but Useful Savings Earlier, customers were paying 20 paise + GST per SMS … Read more
HDFC Mutual Fund has announced an important update to its HDFC Gold ETF—and it could slightly change how the fund operates. The biggest update is that the ETF may now invest in gold futures under certain conditions. Here’s a simple breakdown of what this means for investors. What Is Changing in HDFC Gold ETF? Earlier, … Read more
Starting April 1, 2026, several banks in India are introducing new ATM rules that could directly impact how you withdraw cash—and how much you pay for it. While the basic framework set by the Reserve Bank of India (RBI) remains unchanged, these bank-level updates may increase your monthly banking costs if you’re not careful. Here’s … Read more
India’s largest private lender HDFC Bank has announced good news for millions of customers. The bank has reduced some of its lending rates, which could lead to lower EMIs on certain loans. The bank has cut its Marginal Cost of Funds Based Lending Rate (MCLR) by 10 basis points (0.10%) for selected tenures. The new … Read more