HDFC Bank, the country’s largest private bank, has brought good news for its customers. The bank has reduced interest rates on business loans and home loans, making borrowing slightly cheaper. The bank has cut its Marginal Cost of Funds Based Lending Rate (MCLR) by 0.05% (5 basis points). The new rates have come into effect … Read more
If you use HDFC Bank credit cards like Regalia Gold or Diners Privilege, this update is important for you. The bank is introducing major changes in reward points and benefits. These new rules will roll out in phases starting from May 15 and July 1, 2026. One key highlight is that your benefits will now … Read more
HDFC Mutual Fund has updated the structure of its Gold ETF, and these changes will come into effect from April 22. The fund has called this a “fundamental attribute change.” Under the new rules, 95–100% of the fund’s money will still be invested in gold. However, the fund can now also invest in gold-related instruments … Read more
There’s good news for customers of HDFC Bank. The bank has reduced charges for SMS transaction alerts, making it slightly cheaper to stay updated on your account activity. The new rates will be effective from May 1, 2026. Lower SMS Charges, Small but Useful Savings Earlier, customers were paying 20 paise + GST per SMS … Read more
HDFC Mutual Fund has announced an important update to its HDFC Gold ETF—and it could slightly change how the fund operates. The biggest update is that the ETF may now invest in gold futures under certain conditions. Here’s a simple breakdown of what this means for investors. What Is Changing in HDFC Gold ETF? Earlier, … Read more
Starting April 1, 2026, several banks in India are introducing new ATM rules that could directly impact how you withdraw cash—and how much you pay for it. While the basic framework set by the Reserve Bank of India (RBI) remains unchanged, these bank-level updates may increase your monthly banking costs if you’re not careful. Here’s … Read more
India’s largest private lender HDFC Bank has announced good news for millions of customers. The bank has reduced some of its lending rates, which could lead to lower EMIs on certain loans. The bank has cut its Marginal Cost of Funds Based Lending Rate (MCLR) by 10 basis points (0.10%) for selected tenures. The new … Read more
HDFC Bank has announced good news for its millions of customers. The bank has increased the interest rate on some Fixed Deposits (FDs), giving some relief to people who invest in them. The interest rate has been increased by 10 basis points (0.10%) for a specific tenure of more than three years. The new FD … Read more
The new rates came into effect on March 6, 2026. The bank has mainly increased interest rates on FDs with tenures of more than three years, which means investors choosing longer-term deposits can now earn slightly higher returns than before. Higher Interest on FDs Above 3 Years HDFC Bank has increased the interest rate by … Read more
Customers using bank lockers may soon have to pay much higher fees. According to the official website of HDFC Bank, the rent for safe deposit lockers has been revised across several cities in India. The new charges will depend on two main factors — the size of the locker and the category of the bank … Read more
HDFC Bank, the country’s largest private sector bank, has announced an important change for its customers. The new rule will come into effect from April 1 and will apply across India. According to the bank, customers who withdraw cash from ATMs using UPI will no longer get unlimited free withdrawals. These transactions will now be … Read more