HDFC Bank has introduced two new savings accounts designed for different customer groups.
One account is specially made for senior citizens, while the other is designed for women.
The new accounts come with several extra benefits beyond regular banking services.
Customers can enjoy insurance cover, healthcare benefits, lifestyle offers, locker discounts, cashback, and more.
Special Savings Account for Senior Citizens
HDFC Bank’s Special Senior Citizen Savings Account is aimed at making banking easier and safer for elderly customers.
The account offers cyber fraud insurance of up to ₹1.5 lakh, helping customers stay financially protected against online fraud.
Senior citizens also get doorstep banking services, allowing them to complete tasks like cash deposits, cash withdrawals, and cheque pickups without visiting a bank branch.
Apart from banking services, customers can receive vouchers worth up to ₹1,000, which can be used on platforms such as Amazon Pay, Uber, Swiggy, Zomato, Apollo Pharmacy, and NetMeds.
The bank has also partnered with Samarth Eldercare, Emoha, and Seniority to provide discounts and special offers on healthcare services and medicines.
SavingsMax Account Brings Extra Benefits for Women
HDFC Bank has also launched the SavingsMax Account for women.
The account combines banking with health, insurance, and lifestyle benefits.
Eligible customers can get free health check-ups through MediBuddy.
The account also includes the MoneyMaximizer feature, which automatically transfers extra money into a fixed deposit to help customers earn better interest.
Women opening this account can also get up to 50% discount on locker rent for the first year, subject to the bank’s terms and availability.
Insurance, Cashback and Lounge Access Included
The SavingsMax Account comes with several additional benefits, including:
Lifestyle vouchers worth around ₹300
Health check-ups worth up to ₹2,000
Personal accidental death cover of ₹10 lakh
Accidental hospitalization cover of ₹1 lakh
Debit card accidental insurance of ₹15 lakh
Air accident insurance cover of up to ₹3 crore
Waiver of Platinum Debit Card annual fee
Cashback on Swiggy, BookMyShow, and international transactions
Quarterly access to domestic airport lounges with the Platinum Debit Card
Who Should Consider These Accounts?
The Special Senior Citizen Savings Account is suitable for elderly customers looking for secure banking, doorstep services, and healthcare-related benefits.
The SavingsMax Account is designed for women who want more than just a savings account.
With features like insurance, health check-ups, cashback, lifestyle rewards, and better savings options, it can be a useful choice for customers looking for added value from their banking relationship.
