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Compare credit cards with the facts in view

Disclosure: We independently research products. The issuer links below are non-affiliate links as published. If that changes, we will clearly label the link and may earn a commission at no extra cost to you.

ICICI Bank · Amazon co-brand

Amazon Pay ICICI Bank Credit Card

Best for
Amazon.in and eligible Amazon Pay spending
Fees
₹0 joining fee · ₹0 annual fee
Key benefit
5% back for Prime members or 3% for non-Prime members on Amazon.in; 2% on eligible Amazon Pay merchant payments; 1% elsewhere.
Eligibility
Invite-only programme; application and approval are controlled by ICICI Bank.
Watch-outs
Rewards are Amazon Pay balance and exclusions include fuel, rent, tax payments and Amazon EMIs.

Information checked: 14 October 2026. Terms can change—confirm with the issuer.

View issuer terms ↗

SBI Cards and Payment Services Ltd.

CASHBACK SBI Card

Best for
Eligible online purchases across merchants
Fees
₹999 + taxes annual fee; renewal waived on ₹2 lakh annual spend.
Key benefit
5% cashback online and 1% offline, subject to issuer caps and exclusions.
Eligibility
Subject to SBI Card approval.
Watch-outs
Utility, insurance, fuel, rent, wallets, education, EMIs and other categories are excluded.

Information checked: 14 October 2026. Terms can change—confirm with the issuer.

View issuer terms ↗

SBI Cards and Payment Services Ltd.

SimplyCLICK SBI Card

Best for
Shoppers who regularly use the listed partner brands
Fees
₹499 + taxes annual fee; renewal waived on ₹1 lakh annual spend.
Key benefit
10X reward points at listed partners and 5X on other online spending, subject to terms.
Eligibility
Subject to SBI Card approval.
Watch-outs
Top rewards are partner-specific; the base earn rate is lower and fee-waiver spending applies.

Information checked: 14 October 2026. Terms can change—confirm with the issuer.

View issuer terms ↗
Difference Between NEFT and RTGS

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