PERSONAL FINANCE & LOANS

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Small Cap Mutual Funds: Start SIP with Just ₹100

Small Cap Mutual Funds are attracting attention from investors who want to begin investing with a small amount and explore the potential for higher returns.…

Tarni Sahu

Loan EMIs may Rise as 7 Banks Raise Rates

Loan EMIs may rise as seven banks revise their lending rates following the Reserve Bank of India’s 25-basis-point repo rate…

Tarni Sahu

Small Cap Mutual Funds: Start SIP with Just ₹100

Small Cap Mutual Funds are attracting attention from investors who want to…

Tarni Sahu

SBI 180-Day FD: Check Interest for Regular and Senior Citizens

SBI 180-Day FD offers fixed returns for customers who want to invest…

Tarni Sahu

Save Monthly and get ₹4.28 Lakh with Post Office RD

Post Office RD Scheme is an option for people who want to…

Tarni Sahu

GST Vehicle Inspection Rules May Limit State Checks

GST Vehicle Inspection Rules could soon bring major relief to businesses and…

Tarni Sahu

GST Changes bring Relief for Business Owners

The GST Council reforms announced on October 8, 2026, aim to make…

Tarni Sahu

Wrong ITC Claim Under GST Can Cost More

Wrong ITC claim under GST can create an additional financial burden for…

Tarni Sahu

Phone GST Cut from 18% to 5% Sought by Mobile Makers

Phone GST cut from 18% to 5% is being sought by India’s…

Takendra Verma

GST Registration Now Needs Biometric Aadhaar Verification

GST registration will now require biometric Aadhaar authentication after the Delhi High…

Takendra Verma

Credit cards

Compare credit cards with the facts in view

Disclosure: We independently research products. The issuer links below are non-affiliate links as published. If that changes, we will clearly label the link and may earn a commission at no extra cost to you.

ICICI Bank · Amazon co-brand

Amazon Pay ICICI Bank Credit Card

Best for
Amazon.in and eligible Amazon Pay spending
Fees
₹0 joining fee · ₹0 annual fee
Key benefit
5% back for Prime members or 3% for non-Prime members on Amazon.in; 2% on eligible Amazon Pay merchant payments; 1% elsewhere.
Eligibility
Invite-only programme; application and approval are controlled by ICICI Bank.
Watch-outs
Rewards are Amazon Pay balance and exclusions include fuel, rent, tax payments and Amazon EMIs.

Information checked: 14 October 2026. Terms can change—confirm with the issuer.

View issuer terms

SBI Cards and Payment Services Ltd.

CASHBACK SBI Card

Best for
Eligible online purchases across merchants
Fees
₹999 + taxes annual fee; renewal waived on ₹2 lakh annual spend.
Key benefit
5% cashback online and 1% offline, subject to issuer caps and exclusions.
Eligibility
Subject to SBI Card approval.
Watch-outs
Utility, insurance, fuel, rent, wallets, education, EMIs and other categories are excluded.

Information checked: 14 October 2026. Terms can change—confirm with the issuer.

View issuer terms

SBI Cards and Payment Services Ltd.

SimplyCLICK SBI Card

Best for
Shoppers who regularly use the listed partner brands
Fees
₹499 + taxes annual fee; renewal waived on ₹1 lakh annual spend.
Key benefit
10X reward points at listed partners and 5X on other online spending, subject to terms.
Eligibility
Subject to SBI Card approval.
Watch-outs
Top rewards are partner-specific; the base earn rate is lower and fee-waiver spending applies.

Information checked: 14 October 2026. Terms can change—confirm with the issuer.

View issuer terms