There’s good news for customers of HDFC Bank. The bank has reduced charges for SMS transaction alerts, making it slightly cheaper to stay updated on your account activity. The new rates will be effective from May 1, 2026. Lower SMS Charges, Small but Useful Savings Earlier, customers were paying 20 paise + GST per SMS … Read more
HDFC Mutual Fund has announced an important update to its HDFC Gold ETF—and it could slightly change how the fund operates. The biggest update is that the ETF may now invest in gold futures under certain conditions. Here’s a simple breakdown of what this means for investors. What Is Changing in HDFC Gold ETF? Earlier, … Read more
Starting April 1, 2026, several banks in India are introducing new ATM rules that could directly impact how you withdraw cash—and how much you pay for it. While the basic framework set by the Reserve Bank of India (RBI) remains unchanged, these bank-level updates may increase your monthly banking costs if you’re not careful. Here’s … Read more
India’s largest private lender HDFC Bank has announced good news for millions of customers. The bank has reduced some of its lending rates, which could lead to lower EMIs on certain loans. The bank has cut its Marginal Cost of Funds Based Lending Rate (MCLR) by 10 basis points (0.10%) for selected tenures. The new … Read more
HDFC Bank has announced good news for its millions of customers. The bank has increased the interest rate on some Fixed Deposits (FDs), giving some relief to people who invest in them. The interest rate has been increased by 10 basis points (0.10%) for a specific tenure of more than three years. The new FD … Read more
The new rates came into effect on March 6, 2026. The bank has mainly increased interest rates on FDs with tenures of more than three years, which means investors choosing longer-term deposits can now earn slightly higher returns than before. Higher Interest on FDs Above 3 Years HDFC Bank has increased the interest rate by … Read more
Customers using bank lockers may soon have to pay much higher fees. According to the official website of HDFC Bank, the rent for safe deposit lockers has been revised across several cities in India. The new charges will depend on two main factors — the size of the locker and the category of the bank … Read more
HDFC Bank, the country’s largest private sector bank, has announced an important change for its customers. The new rule will come into effect from April 1 and will apply across India. According to the bank, customers who withdraw cash from ATMs using UPI will no longer get unlimited free withdrawals. These transactions will now be … Read more
In the era of digital payments, withdrawing cash through UPI at ATMs has become very easy. But now, this facility is going to change. HDFC Bank, India’s largest private sector bank, has announced new rules for cash withdrawals using UPI at ATMs. These changes may directly affect customers’ expenses. Since UPI was introduced, people have … Read more
HDFC Bank has informed its customers about upcoming service disruptions. Some key services, including net banking and mobile banking, will be unavailable for a few hours tonight and tomorrow. The bank sent this alert via email, explaining that the downtime is due to scheduled system maintenance aimed at improving banking services. Duration of Downtime The … Read more
After the Reserve Bank of India (RBI) announced its monetary policy, HDFC Bank has given some relief to its customers. The bank has revised its MCLR (Marginal Cost of Funds Based Lending Rate) for certain loan periods. This change will benefit only those customers whose loans are linked to the MCLR. The new rates are … Read more