HDFC Bank has announced important updates for its Regalia Gold credit card users. These changes will come into effect from May 15, 2026, and mainly focus on travel benefits and reward points.
If you use this card, here’s what you need to know in simple terms.
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New Travel Benefits You Shouldn’t Miss
Cardholders now get extra perks under the Travel Edge Program. The best part? You can unlock these benefits just by uploading your boarding pass within a calendar quarter.
Here’s what you can get:
Free spa sessions at select wellness centres
Complimentary airport transfer through Uber
Buffet access at partner hotels and restaurants
Free hotel room upgrades
These benefits are designed to make your travel more comfortable and premium without extra cost.
Reward Points Rule Has Changed
There is a small but important change in how you earn reward points.
Earlier: ₹150 spend = 4 reward points
Now: ₹200 spend = 5 reward points
This means you will need to spend slightly more to earn points, but the overall reward value remains competitive.
Lower Charges on International Spending
Good news for travelers—international transactions are now cheaper.
The Dynamic Currency Conversion (DCC) charge has been reduced to 1.75%. This applies when you pay in Indian Rupees while shopping abroad or with foreign merchants.
Lost Your Card? Here’s the Fee
If your credit card is lost or stolen, getting a replacement will cost ₹199.
What is the Boarding Edge Program?
This is a new feature introduced for Regalia Gold users.
To access benefits, just follow these steps:
Log in to the SmartBuy portal
Go to Regalia Gold Benefits
Upload your boarding pass
Choose and use your benefits
It’s a simple way to unlock travel perks without complicated steps.