If you’re planning to visit a bank today, it’s important to pause and check first.
On Friday, January 23, banks are closed in several cities due to state-specific holidays.
Going to a branch without knowing this could waste your time.
The Reserve Bank of India (RBI) releases a yearly holiday list, and January 23 is marked as a bank holiday in some states.
Here’s what you need to know before stepping out.
Where Are Banks Closed on January 23?
According to the RBI holiday calendar, banks are closed today in Tripura, Odisha, and West Bengal.
The holiday is being observed due to occasions such as Netaji Subhas Chandra Bose Jayanti, Saraswati Puja, Veer Surendrasai Jayanti, and Basant Panchami.
Because of this, branch banking services are unavailable in these states.
In the rest of India, banks are open and functioning as usual.
More Bank Holidays Coming This Month
The next few days will see multiple bank closures across the country.
January 24, 2026 (Saturday): Fourth Saturday, banks closed nationwide
January 25 (Sunday): Weekly holiday
January 26 (Monday): Republic Day, banks closed in most cities
This means banking operations may remain affected for three consecutive days in many places.
Online Banking Services Still Available
Even though bank branches are closed, digital services will continue to work normally.
You can use UPI, mobile banking, internet banking, and ATMs for most transactions.
Payments, transfers, and online shopping will not be affected.
However, tasks that require visiting a bank branch will need to wait until banks reopen.
Before planning any important banking work, checking local holidays can save you time and inconvenience.