There is good news for more than 7 crore EPF subscribers across India. The government has officially approved an interest rate of 8.25% on Employees’ Provident Fund (EPF) deposits for the financial year 2025-26.
According to sources, the interest amount may start reflecting in subscribers’ accounts by the end of June 2026.
Finance Ministry Gives Final Approval
The Employees’ Provident Fund Organisation (EPFO) can credit interest to members’ accounts only after receiving approval from the Finance Ministry.
Sources say the Finance Ministry has now approved the 8.25% interest rate recommended by EPFO’s Central Board of Trustees (CBT), which is the organisation’s highest decision-making body.
The CBT, chaired by Union Labour Minister Mansukh Mandaviya, had decided on March 2, 2026, to retain the 8.25% interest rate for FY 2025-26. The proposal was then sent to the Finance Ministry for final clearance.
Interest May Be Credited This Month
After receiving approval, EPFO is preparing to transfer the interest amount to members’ accounts.
Under EPFO’s new digital ecosystem, the process is expected to be faster than before. Once the transfer begins, subscribers should be able to see the updated balance in their EPF accounts without much delay.
Interest Rate Unchanged for Third Straight Year
EPFO has kept the interest rate at 8.25% for the third consecutive year.
FY 2025-26: 8.25%
FY 2024-25: 8.25%
FY 2023-24: 8.25% (increased from 8.15%)
Earlier, in March 2022, EPFO had reduced the interest rate to 8.10% for FY 2021-22, which was the lowest level since 1977-78, when the rate stood at 8%.
Since then, the rate has improved and remained stable at 8.25% for three years in a row, providing steady returns to millions of salaried employees.