Banking Services

The Reserve Bank of India (RBI) has extended a key benefit for exporters to help them deal with ongoing global disruptions. Exporters will now get up to 450 days (about 15 months) to complete export-related payments. This relief is available till June 30, 2026. The move comes as businesses continue to face delays due to … Read more

Even though some bank branches may look open on April 1, regular customers will not get branch services on this day. The day is reserved for the annual closing of accounts and important financial work. Bank employees remain busy with closing the accounts for the entire financial year and completing other key accounting tasks. According … Read more

From today, April 1, 2026, the way you make online payments is changing. The Reserve Bank of India has made two-factor authentication (2FA) mandatory to improve the safety of digital transactions. Earlier, many payments could be completed using just an OTP (one-time password). Now, an extra layer of security is required for every transaction. What … Read more

The Reserve Bank of India has pushed back its new capital market exposure rules for banks by three months. The new deadline is now July 1, 2026, instead of April 1. This decision comes after feedback from industry stakeholders and rising market volatility linked to global tensions, including the Iran conflict. Along with the delay, … Read more

The Reserve Bank of India (RBI) is working on a big plan to make digital payments in India safer than ever. Under its “Payments Vision 2028,” the focus is on giving users more control and building trust in online transactions. One of the most important features in this plan is the upcoming kill switch, which … Read more

The Reserve Bank of India has taken a major step to control the falling rupee. It has asked banks to limit their daily trading exposure in the rupee to $100 million by April 10. This move is aimed at reducing speculative trading, which can increase volatility and push the currency lower. Recently, the rupee has … Read more

With complaints about banks and financial services on the rise, the Reserve Bank of India (RBI) is introducing strict rules to curb mis-selling. These rules are expected to come into effect in July 2026. Under the new guidelines, if a customer feels they were misled while buying a financial product, they can file a complaint. … Read more

Banks across India will remain closed on several days in April 2026 due to annual closing, national holidays, and regional festivals. Since holidays differ from state to state, it’s important to check your local bank schedule to avoid any last-minute hassle. Key Bank Holiday Dates April starts with an important closure across the country. April … Read more

Indians who want to send money abroad have only a few days left in this financial year. Under the Reserve Bank of India’s Liberalised Remittance Scheme (LRS), you can transfer money overseas for investments, education, or other needs. But to fully use this year’s limit, you must act before March 31, 2026. How Much Money … Read more

Planning to visit a bank this week? You may want to rethink your schedule. Bank branches in many parts of India will remain closed for four straight days, creating a tight window for in-person work. If you have urgent tasks, Wednesday, March 25 is your last safe day to visit a branch before the long … Read more