Banking Services

The stock market is going through ups and downs, and even gold and silver prices are falling. In such uncertain times, many people prefer safer options to protect their money. Fixed Deposits (FDs) are once again becoming a popular choice. They offer stable returns and are considered low-risk compared to the market. Small Finance Banks … Read more

Punjab National Bank (PNB) has introduced a new digital lending platform called Digi MSME Prime, aimed at making loans faster and easier for small businesses. The move is designed to help Micro, Small and Medium Enterprises (MSMEs) get quick access to funds without the usual delays and heavy paperwork. Faster Loans with Less Paperwork Digi … Read more

Banks across India will be closed in several cities on March 20 and March 21, 2026, due to Eid-related observances, according to the Reserve Bank of India (RBI). However, the closures won’t be the same everywhere, so it’s important to check your city’s holiday schedule before heading to a branch. Bank Holidays on March 20 … Read more

If you are a customer of Punjab National Bank (PNB), this is important news for you. The bank has issued a warning saying that some accounts may be closed soon. This warning is not for all customers, but only for specific ones. PNB shared this information on its official social media account. According to the … Read more

As per rules set by the Reserve Bank of India, a bank account becomes “inoperative” if there are no transactions for two years. These accounts are closely monitored to prevent fraud or misuse. That’s why banks require customers to update their KYC details regularly. Why KYC Update Is Important Updating your KYC is the key … Read more

The Reserve Bank of India is exploring a major upgrade in banking security. It has asked banks to share their views on using facial recognition and other AI-based systems at ATMs, bank counters, and branches. This move is mainly aimed at areas where fraud cases are increasing. If implemented, the new technology could add an … Read more

YES Bank has announced some important changes for its credit card customers. According to the bank, these new rules will come into effect from April 1, 2026. The changes mainly relate to utility bill payments, transportation expenses, and adding money to digital wallets. The bank has clarified that the fee rates have not changed. The … Read more

If you are planning to take a loan for a home, car, or personal needs, this news is important for you. Due to rising inflation and changing conditions in the banking sector, Canara Bank has increased its interest rates. Because of this decision, customers may have to pay higher monthly installments (EMIs). The new interest … Read more

Getting funds is often a big challenge for small businesses and micro, small, and medium enterprises (MSMEs). To help solve this problem, the state-owned Bank of Baroda has launched a digital loan platform called bob Digi Udyam. This platform offers cash-flow based and collateral-free loans, allowing businesses to quickly access working capital. The loan process … Read more

ICICI Bank has reduced interest rates on its fixed deposits (FDs) by 10 basis points (bps) for deposits below ₹3 crore. The revised rates came into effect on March 11, 2026. The updated rates apply to deposits with a premature withdrawal facility across tenures ranging from 7 days to 10 years. After the revision, the … Read more