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Banks Closed for 3 Days from May 9 (Check Reason)

May 9, 2025 by Takendra Verma
Bank Holiday in July img

Banks will be closed for three consecutive days in many states of India. Amid the current situation where tensions have risen between India and Pakistan, people are wondering whether banks will stay closed or operate normally. In most states, banks will not function for three days. Here’s the full reason. Banks to Remain Closed for … Read more

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RBI Releases Full list of Bank Holidays for May 2025

May 5, 2025 by Takendra Verma
Bank Holiday in July img

The Reserve Bank of India (RBI) has issued the bank holiday schedule for May 2025. As per the RBI calendar, there will be a total of 13 bank holidays in May. These include both national holidays and regional government holidays. Bank holidays in India are decided according to the guidelines set by the Reserve Bank … Read more

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Best FD Interest Rates for Senior Citizens after RBI Rate Cut

May 3, 2025 by Takendra Verma
Bank img

The Reserve Bank of India (RBI) reduced the repo rate by 0.25% (25 basis points) on 9 April 2025. This is part of a total 0.50% cut since February 2025. This change is affecting fixed deposit (FD) interest rates, with most banks lowering their FD rates. This has surprised many low-risk investors, especially senior citizens, … Read more

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RBI Imposes Penalties on Three Major Banks

April 18, 2025 by Takendra Verma
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The Reserve Bank of India (RBI) has taken action against several banks for not following its rules. After earlier penalizing banks like SBI, HDFC Bank, and ICICI Bank, RBI has now fined Kotak Mahindra Bank, IDFC First Bank, and Punjab National Bank (PNB) due to certain rule violations. RBI made it clear that these penalties … Read more

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RBI Cancels License of Color Merchants Co-operative Bank

April 17, 2025 by Takendra Verma
RBI Logo img

On Wednesday, the Reserve Bank of India (RBI) canceled the license of Ahmedabad’s Color Merchants Co-operative Bank. According to the RBI, the bank lacked sufficient capital and had no earning prospects. In addition to this, the bank failed to comply with several essential regulations under the Banking Regulation Act. As a result, this major action … Read more

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ICICI Bank Reduces Interest Rates on Savings Accounts

April 16, 2025 by Takendra Verma
ICICI Bank img

Following the Reserve Bank of India’s decision to cut the repo rate, many public and private banks have started lowering their interest rates on fixed deposits (FDs) and savings accounts. ICICI Bank, the second-largest private sector bank, has also joined this trend by reducing the interest rate on savings account deposits by 0.25%. According to … Read more

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BOI updates FD Rates and Discontinues Special Scheme

April 14, 2025 by Takendra Verma
Ruppes result

Bank of India (BOI) has recently updated its fixed deposit (FD) interest rates and discontinued its special 400-day FD scheme. These changes came into effect on 15 April 2025. BOI, a public sector bank, has reduced interest rates on several of its FD schemes, impacting deposits under Rs 3 crore. Closure of 400-Day Special FD … Read more

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BoB Alert: Cheaper Loans Now Available for Certain People

April 11, 2025 by Takendra Verma
BOB img

Bank of Baroda, a public sector bank, announced a reduction in interest rates for retail customers and micro, small, and medium enterprises (MSMEs) on Thursday. This decision follows the Reserve Bank of India (RBI)’s move to cut the repo rate by 25 basis points to 6 percent on Wednesday. The bank stated that the rate … Read more

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One Regional Rural Bank Per State from May 1

April 9, 2025 by Takendra Verma
Bank img

Starting May 1, 2025, each state in India will have only one Regional Rural Bank (RRB). The Finance Ministry has issued a notification announcing the merger of 15 RRBs in 11 states as part of the fourth phase of the consolidation process. This move will reduce the total number of RRBs in the country from … Read more

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Bank of Baroda Slashes FD Rates after RBI Repo Cut

April 7, 2025 by Takendra Verma
BOB img

Today was a tough day for the stock market as Sensex dropped by 3,900 points and Nifty by 1,400 points. It turned out to be a Black Monday. Usually, when the market crashes, gold prices go up—but this time, gold prices also declined. At the same time, due to the Reserve Bank of India (RBI) … Read more

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Punjab & Sind Bank Cuts FD Interest Rates

April 5, 2025 by Takendra Verma
PSB Bank result

Punjab & Sind Bank has reduced the interest rates on its fixed deposits (FDs), following the Reserve Bank of India’s decision to lower the repo rate. This change affects many of its FD schemes. Compared to the rates on January 1, 2025, the interest has been cut by up to 0.15%. However, there’s good news … Read more

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