If you want to keep your savings safe and earn a better interest rate, this information is for you. The Reserve Bank of India (RBI) has maintained the repo rate in its last 10 meetings, but experts believe it might decrease in the upcoming meeting in December. This could lead banks to lower their lending … Read more
In India, buying a car or a house during the festive season is considered lucky. This is also a time when banks offer discounts on car loans and interest rates. This year, 18 major banks in the country are providing attractive interest rates and additional benefits on car loans. These benefits include zero processing fees, … Read more
Indian Overseas Bank (IOB), a public sector bank, has announced its financial results for the July-September quarter of the current fiscal year. The bank’s profit increased by 24% during this period, reaching Rs 777 crore, compared to Rs 625 crore in the same quarter last year. According to a notice to the stock market, IOB’s … Read more
Hey there, fellow finance enthusiasts and curious minds! Ever heard of the enigmatic “Bank Reconciliation Statement” and wondered what it’s all about? Fear not, because we’re here to demystify this financial puzzle for you! So, buckle up, grab your favorite beverage, and let’s embark on a thrilling journey through the intricacies of bank reconciliation statements! … Read more
In today’s fast-paced world, where money moves as swiftly as the click of a button, the role of commercial banks stands as the cornerstone of modern economies. From safeguarding our hard-earned savings to providing the fuel for businesses and individuals alike to flourish, commercial banks play a vital role in the financial ecosystem. Have you … Read more
Income Tax Return ( ITR Filing ): The Income Tax Return (ITR) filing season has begun, with the deadline set for July 31, 2023. While filing your Income Tax Return, various documents are required, and Form 16 holds vital importance. Form 16 is an important document for salaried individuals as it is required for filing … Read more
Bank Balance Check Number 2023: You can use the missed call service provided by your bank to check your bank balance. Each bank has its own unique number for balance inquiry. Please note that your mobile number must be linked to your bank account to use this service. Here are some frequently asked questions related … Read more
FD निवेशकों के लिए महत्वपूर्ण सूचना: यदि आप देश में बैंकों द्वारा दी जाने वाली मौजूदा बढ़ी हुई ब्याज दरों के साथ सावधि जमा (एफडी) में सक्रिय रूप से निवेश कर रहे हैं, तो कुछ कारकों पर ध्यान देना महत्वपूर्ण है। FD को लंबे समय से भारत में एक सुरक्षित निवेश विकल्प माना जाता रहा … Read more
Even if you regularly check your bank balances online, things happen. You could accidentally let your account go negative, and that can be costly and stressful. A negative bank account balance is obviously not a positive thing. One minute, your account balance is $200. The next minute, it’s minus $200. Ouch! Rather than panic, stay … Read more
Banking and financial services are increasingly being performed online in today’s digital age. With the growing popularity of digital banking comes an increase in the number of fraudsters and cybercriminals attempting to take advantage of the system. The creation of bogus bank accounts is one of the most prevalent frauds they use. In this post, … Read more
NEFT charges vary for different banks. SBI does not charge any transaction charges for online NEFT transfers. But for offline NEFT transfer transaction charges are applied for each transfer. Due to the fact that it is now possible to transfer money quickly across accounts, India’s payment system has progressed during the past 20 years. Many … Read more