On January 8, 2026, three mutual fund houses launched new fund offers (NFOs) in different categories. These fund houses are Groww Mutual Fund, JioBlackRock Mutual Fund, and Bank of India Mutual Fund. All these NFOs are open for subscription starting today.
The mutual fund market has started the new year with strong momentum. These new schemes are designed for investors who want to begin investing or further strengthen their investment portfolio.
The funds focus on different themes such as debt investments, small-cap stocks, and the banking and financial sector, offering opportunities for future growth and long-term wealth creation.
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JioBlackRock Mutual Fund Launches Two Debt Schemes
JioBlackRock Mutual Fund has introduced two new schemes in the debt category.
These schemes are suitable for investors looking for relatively stable returns with controlled risk. Both funds opened for investment on January 8, 2026,
and will remain open until January 13, 2026. Investors can start investing with a minimum amount of ₹500, and there is no lock-in period.
JioBlackRock Low Duration Fund – Key Details
The JioBlackRock Low Duration Fund is an open-ended debt scheme that focuses on low-duration debt instruments. It is suitable for investors seeking moderate returns with lower risk.
Fund House: JioBlackRock Mutual Fund
Issue Open Date: January 8, 2026
Issue Closing Date: January 13, 2026
Type: Open Ended
Category: Debt – Low Duration
Minimum Investment: ₹500
Lock-in Period: None
Risk Level: Low to Moderate
Benchmark: NIFTY Low Duration Debt Index A-I
JioBlackRock Short Duration Fund – Key Details
The JioBlackRock Short Duration Fund is also an open-ended debt scheme but carries slightly higher risk compared to the low-duration fund. It aims to provide better returns by investing in short-duration debt instruments.
Fund House: JioBlackRock Mutual Fund
Issue Open Date: January 8, 2026
Issue Closing Date: January 13, 2026
Type: Open Ended
Category: Debt – Short Duration
Minimum Investment: ₹500
Lock-in Period: None
Risk Level: Moderate
Benchmark: NIFTY Short Duration Debt Index A-II
Groww Mutual Fund Launches Small Cap Equity Scheme
Groww Mutual Fund has launched a Small Cap Fund, which falls under the equity category. This scheme will be open for subscription from January 8 to January 22, 2026. Investors can start investing with a minimum amount of ₹500.
Since the fund invests in small-cap companies, it carries very high risk, but it also offers the potential for higher long-term returns. An exit load of 1% will be charged if the investment is redeemed within one year.
Fund House: Groww Mutual Fund
Issue Open Date: January 8, 2026
Issue Closing Date: January 22, 2026
Type: Open Ended
Category: Small Cap Equity
Minimum Investment: ₹500
Lock-in Period: None
Exit Load: 1% if redeemed before 1 year
Risk Level: Very High
Benchmark: NIFTY Smallcap 250 TRI
Bank of India Mutual Fund Launches Banking and Financial Fund
Bank of India Mutual Fund has introduced a new Banking and Financial Fund, which is a sectoral equity scheme.
This NFO will also remain open from January 8 to January 22, 2026. The minimum investment amount for this fund is ₹5,000.
As the fund focuses specifically on the banking and financial services sector, it carries very high risk. An exit load of 1% will be applicable if the investment is redeemed within 60 days.
Fund House: Bank of India Mutual Fund
Issue Open Date: January 8, 2026
Issue Closing Date: January 22, 2026
Type: Open Ended
Category: Equity – Sectoral (Banking & Financial Services)
Minimum Investment: ₹5,000
Lock-in Period: None
Exit Load: 1% if redeemed before 60 days
Risk Level: Very High
Benchmark: NIFTY Financial Services TRI