Do you want to grow your savings without worrying about market risks or sudden losses? Bajaj Finance has the solution: FD Max.
This new type of Fixed Deposit offers maximum returns even on small investments, making it an excellent choice for your financial goals.
For example, if you invest just ₹25,000, you can earn up to 8.85% per annum if you’re a senior citizen or 8.60% per annum if you’re below 60 years. Let’s explore why FD Max could be your smartest financial move this year.
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What Makes FD Max Special?
FD Max is a high-return, low-risk fixed deposit designed for investments of up to ₹25,000. It combines the stability of traditional FDs with some of the highest interest rates in the market. Here’s why it’s worth considering:
Market-Leading Interest Rates
Senior Citizens: Earn up to 8.85% per annum.
Others (below 60): Earn up to 8.60% per annum.
Compared to regular savings accounts offering around 3-7%, FD Max helps your money grow faster.
Flexible Investment Periods
Choose a timeframe that suits your needs:
Short-term goals: From 12 months.
Long-term growth: Up to 60 months.
Multiple Payout Options
Select how and when you receive your interest:
1) Monthly
2) Quarterly
3) Half-yearly
4) Annually
5) On maturity
This flexibility ensures FD Max fits any financial plan.
Highly Secure
With a AAA rating from CRISIL and ICRA, FD Max ensures your money is safe regardless of economic conditions.
How FD Max Aligns with Your Financial Goals
Ideal for Beginners
New to investing? Start with just ₹15,000 and enjoy hassle-free growth.
Build an Emergency Fund
FD Max offers guaranteed returns, helping you create a reliable financial cushion.
Perfect for Retirement
Senior citizens can enjoy steady income with monthly or quarterly payouts and an 8.85% annual return.
Achieve Short-Term Goals
Whether saving for a vacation or a gadget, FD Max ensures better returns compared to other low-risk options.
Why Choose FD Max?
Let’s recap the benefits of FD Max:
High Returns: Up to 8.85% annually.
Flexibility: Choose your term and payout method.
Security: Backed by a AAA rating.
Convenience: Fully online process for easy manageme