In today’s digital world, almost every financial activity—payments, banking, and investments—is online. While this makes life convenient, it has also increased the risk of online fraud and fake investment schemes. Scammers often promise high returns to lure people, and many end up losing years of savings. If your money is stuck in a fraudulent scheme, … Read more
The Pension Fund Regulatory and Development Authority (PFRDA) has made important changes to the National Pension System (NPS). These new rules will benefit non-government employees the most. Under the revised rules, private sector employees can now withdraw up to 80 percent of their NPS retirement fund at exit. In some cases, they can even withdraw … Read more
December 2025 is almost over, and if you haven’t completed some important financial tasks yet, time is running out. Today is December 17, which means you have just 14 days left to avoid fines, penalties, or other problems. Here are two key tasks you must complete before the end of the month. File Your Belated … Read more
There is good news for people investing in the National Pension System (NPS). The Pension Fund Regulatory and Development Authority (PFRDA) has introduced several important changes to NPS rules. These new rules apply to government employees, non-government subscribers, and NPS-Lite Swavalamban subscribers. The aim of these changes is to make the NPS scheme more flexible, … Read more
The government has notified new Aadhaar rules that allow face authentication while putting stronger limits on how Aadhaar data can be used. These changes align with the Digital Personal Data Protection (DPDP) Act and clearly define how both government bodies and private companies can access Aadhaar legally. The update signals a major shift in Aadhaar’s … Read more
Aadhaar is now essential for banking, mobile connections, and government services. With so much personal information linked to it, protecting your Aadhaar data has become more important than ever. Scammers are constantly finding ways to misuse Aadhaar details, but with a few simple steps, you can stay safe online. Never Share Your OTP One of … Read more
Central government employees and pensioners are once again caught between hope and concern regarding the 8th Pay Commission. With inflation remaining high and household expenses continuously rising, there is a strong expectation that the next pay revision will provide meaningful financial relief. Many families are finding it difficult to manage day-to-day costs, which has increased … Read more
The government will introduce new Income Tax Return (ITR) forms under the Income Tax Act, 2025 before the start of the 2027–28 financial year. This update was shared by Minister of State for Finance Pankaj Chaudhary in the Lok Sabha. He said the Central Board of Direct Taxes (CBDT) is currently consulting tax experts, industry … Read more
Verifying the identity of household and delivery staff is now easier than ever. Identifying a maid, driver, security guard, or delivery executive can be done in just a few clicks using UIDAI’s new Aadhaar app. Earlier, people had to collect photocopies of Aadhaar cards and other documents. This raised concerns about privacy, document safety, and … Read more
The Unique Identification Authority of India (UIDAI) has updated its Aadhaar regulations to introduce a new digital identity option called Aadhaar Verifiable Credential (AVC). The move aims to make offline Aadhaar verification safer while limiting the sharing of personal data. The amendments to the Aadhaar (Authentication and Offline Verification) Regulations, 2021 were notified on December … Read more
The Reserve Bank of India (RBI) has reduced interest rates by 125 basis points in 2025, including a 25-basis-point cut announced during the Monetary Policy Committee (MPC) meeting on December 5. This continuous reduction in the repo rate is directly affecting fixed deposit (FD) returns across the country. As the repo rate falls, banks and … Read more