The government is likely to launch a low-cost credit card scheme for micro businesses later this month. The aim is simple—reduce borrowing costs and help small businesses manage their daily expenses more easily. Under this scheme, micro enterprises—especially those registered on the Udyam portal—may get unsecured credit cards with a limit of up to Rs … Read more
The Unique Identification Authority of India (UIDAI) has made Aadhaar usage more digital over time. But even today, many places still ask for a physical Aadhaar card for KYC. What most people don’t know is that you can complete offline KYC without sharing your Aadhaar card, OTP, or biometrics. Yes, it’s possible—and it also helps … Read more
Stovec Industries has once again announced a dividend for its investors. The company is now trading as an ex-dividend stock for the 23rd time. This time, Stovec Industries Ltd. has declared a dividend of ₹12 per share. The record date for this dividend has been set for this month, which means the stock will start … Read more
Muthoot Finance Ltd. has once again rewarded its investors with a fresh dividend announcement. The company will pay a dividend of ₹30 per share, and the record date has been fixed for next week. This move is likely to attract investors looking for steady income from stocks. Record Date and Key Details As per the … Read more
The Uttar Pradesh Housing and Development Council is once again offering a chance to buy property in Lucknow through e-auction. Earlier, the auction held on March 25, 2026 received very limited response, with only one bid. Because of this, the authority has decided to conduct a fresh e-auction on April 16, 2026. The registration process … Read more
Today is Saturday, and many people are confused — are banks open or closed? This confusion happens because banks in India do not work on every Saturday. Even though digital banking has made things easier, some tasks still require a branch visit. For example, opening a new account, updating a passbook, getting a demand … Read more
The Reserve Bank of India (RBI) gives short-term loans to banks at a rate called the repo rate. In the latest Monetary Policy Committee (MPC) meeting of April 2026, the RBI decided not to change this rate. It remains at 5.25%. This decision was already expected by the market. By keeping the rate stable, … Read more
A joint bank account is a shared account opened by two or more people. It is offered by most banks in India for families, couples, or business partners. In this account, all holders can deposit, withdraw, and manage money together. Everyone has equal access and control over the funds, making it a shared financial … Read more
In today’s digital payment era, the Reserve Bank of India is working to make transactions safer. Now, a big change is being considered that could affect your daily UPI payments. According to reports, the RBI may introduce a rule where transactions above ₹10,000 will not be processed instantly. Instead, there could be a delay … Read more
Inflation is affecting everyone, but HDFC Bank has given some relief to its loan customers. The bank has slightly reduced interest rates on certain loans, which means EMIs will now be a bit lower. These new rates came into effect from Tuesday, April 7, 2026. How Much Have Rates Dropped? According to the bank’s … Read more
Many bank customers are confused about whether banks will be open on Thursday, April 9, 2026. The reason behind this confusion is the ongoing assembly elections and by-elections in several states. Voting is scheduled to take place in states like Assam, Kerala, and Puducherry on this day. Because of elections, people are checking if … Read more