The State Bank of India (SBI) has introduced a new digital loan service to help customers meet urgent financial needs. Whether it’s medical expenses, children’s higher education, or weddings, arranging funds can often be stressful. With the Real Time Express Credit (RTXC) scheme, SBI allows you to get loans of up to ₹35 lakh instantly … Read more
State Bank of India (SBI) has updated its ATM transaction charges for the first time since February 2025. This change affects savings and salary account holders who use ATMs of other banks. However, SBI debit card users at SBI ATMs and Basic Savings Bank Deposit (BSBD) account holders will not see any change. These revisions … Read more
When selecting mutual funds, many investors focus only on returns. But over the long term, fund quality and cost are equally important. A high star rating indicates consistency across market cycles, while a low expense ratio ensures more of your returns stay with you. Using these two filters — 5-star rating by Value Research and … Read more
If you bank with State Bank of India (SBI), note that some services will be temporarily unavailable due to scheduled maintenance. The affected services include: Retail Internet Banking Yono Lite INB Merchant Corporate INB YONO Web and Mobile App Yono Business These services will be down from 01:00 AM to 01:30 AM on December 24, … Read more
The country’s largest public sector bank, State Bank of India (SBI), has given a setback to its customers by reducing interest rates on Fixed Deposits (FDs). With this change, people investing in SBI FDs will now earn slightly lower returns than before. SBI has cut FD interest rates by 0.05 percent across all tenures. These … Read more
India’s largest lender, State Bank of India (SBI), has reduced its lending rates following the Reserve Bank of India’s recent policy rate cut. Effective December 15, 2025, this move will make loans more affordable for both existing and new borrowers. SBI’s External Benchmark Linked Rate (EBLR) has been reduced by 25 basis points, bringing it … Read more
Eight years after introducing its digital banking platform YONO (You Only Need One), State Bank of India (SBI) is set to launch YONO 2.0 on December 15. The upgraded platform aims to offer a simpler, more intuitive digital experience while blending security, personalisation, and scale. Currently, YONO has 100 million users, all of whom will … Read more
State Bank of India (SBI) has issued a warning to its customers using UPI. With UPI-related fraud cases increasing across the country, SBI has asked users to be extra cautious while making digital transactions. Millions of people in India rely on UPI to transfer crores of rupees every day. As digital payments grow, so do … Read more
If you use an SBI credit card to enjoy airport lounge access, an important update is coming soon. Starting January 10, 2026, SBI Cards will introduce new rules for lounge entry. You will still get access like before, but the process will change. Now, your card will be swiped at the lounge counter, and a … Read more
State Bank of India (SBI), the country’s largest public sector bank, continues to offer attractive returns on Fixed Deposits (FDs). Although the Reserve Bank of India (RBI) recently reduced repo rates, leading many banks to cut FD interest rates, SBI’s FD schemes still provide competitive and guaranteed returns. One of the most popular schemes is … Read more
If you often withdraw cash from ATMs, you need to be more careful now. The State Bank of India (SBI) has updated its rules for ATM transactions, and going beyond the free limit will directly affect your pocket. Due to the new regulations introduced in February and May 2025, ATM usage has become more expensive. … Read more