Credit card users, take note! From January 2026, IDFC First Bank and ICICI Bank are changing the rules for credit cards. These updates will affect rewards, benefits, and charges, especially for premium cardholders and international spenders. Cardholders will need to pay closer attention to spending patterns, reward points, and offers to make the most of … Read more
When it comes to investing money, everyone wants good and reliable returns. If you are looking for a risk-free option with guaranteed income, bank fixed deposits (FDs) continue to be one of the most trusted choices. Unlike the stock market, FDs are not affected by daily ups and downs. Once you invest, the interest rate … Read more
The Reserve Bank of India (RBI) is bringing a major change for borrowers starting January 2026. Credit scores, which were earlier updated every 30 to 45 days, will now be updated every 14 days. This means borrowers no longer have to wait long to see the impact of loan repayments, prepayments, or closures on their … Read more
After Christmas on December 25, banks will remain closed tomorrow, Friday, December 26, in certain cities. Banks in Aizawl, Kohima, and Shillong will not operate due to local Christmas celebrations. Both public and private bank branches in these cities will remain closed, while banks in other parts of the country will function normally. Even … Read more
If you were hoping to see your check cleared in just a few hours, here’s an update you need to know. The Reserve Bank of India (RBI) has temporarily postponed the new “superfast” check clearance system that was expected to start from January 3, 2026. The reason? Banks need more time to upgrade their processes … Read more
The Reserve Bank of India (RBI) has postponed the implementation of Phase 2 rules related to faster cheque clearance. These rules were earlier scheduled to come into effect on January 3, 2026. The RBI announced this decision through a circular issued on December 24. According to the circular, the second phase of the Continuous Clearing … Read more
Canara Bank has introduced a new unified UPI app, Canara ai1Pe, designed to make digital payments faster, simpler, and more secure. The app allows users from any bank to link their accounts for transfers, QR payments, bill payments, and even auto-debit for recurring payments. This UPI app is part of Canara Bank’s Canara ai1 Mobile … Read more
Union Bank of India has lowered interest rates on select retail loans, effective 18 December 2025. The move makes it easier for borrowers to access Home Loans, Vehicle Loans, and Personal Loans at more affordable rates. The bank is among the first in the sector to react to recent monetary easing. Details of the Revised … Read more
If you are planning to visit a bank for any important work, this update is very important. Due to Christmas-related holidays, banking services will be affected for nearly a week in three northeastern states. Continuous bank closures may create difficulties for regular customers as well as business owners, so planning ahead is essential. Banks Closed … Read more
The Reserve Bank of India (RBI) is expected to reduce the repo rate by 25 basis points at its upcoming monetary policy meeting in February 2026. According to a report by Union Bank of India (UBI), this would bring the repo rate down to 5%. The RBI had already lowered the rate by 25 basis … Read more
If you use an ICICI Bank credit card, this update is important for you. ICICI Bank has announced major changes in credit card charges, reward points, and several popular benefits. These changes will apply to all retail credit card users and will be implemented in a phased manner between January and February 2026. New Charges … Read more