As 2025 comes to an end, many people are already preparing their finances for the new year.
Whether it’s updating a passbook, depositing a check, or applying for a loan, banks play a crucial role in financial planning.
However, it’s important to remember that banks remain closed on certain holidays.
Not keeping these closures in mind can lead to wasted time and effort.
Knowing the bank holidays in January 2026 will help you plan your visits effectively.
Bank Holidays in January 2026
Here are the key dates when banks will be closed in the first month of 2026:
| Date | Day | Reason |
|---|---|---|
| January 1, 2026 | Thursday | New Year’s Day |
| January 10, 2026 | Saturday | Second Saturday |
| January 24, 2026 | Saturday | Fourth Saturday |
| January 26, 2026 | Monday | Republic Day |
Source: BankBazaar.com
Banking Services During Holidays
Even when banks are closed, you can continue most financial transactions online.
Mobile apps and internet banking allow you to transfer money, pay bills, and manage accounts without visiting a branch.
Planning your banking activities around these holidays ensures that your financial tasks are completed smoothly and without unnecessary delays.
