ICICI Prudential has introduced a new insurance plan designed especially for women. The plan not only provides life insurance protection but also includes healthcare and wellness benefits.
It is designed to support women through different stages of life while helping meet their changing financial needs.
Special Income Option for Children’s Education
One of the key features of the plan is its increasing income payout option for children’s education. In case of the policyholder’s death, the nominee receives the death benefit as regular income over 10 years.
The payout increases by 10% every year, helping families manage rising education costs.
The plan also includes dedicated health management services designed specifically for women.
Healthcare Benefits Worth ₹92,100
Women enrolled in this plan can access several healthcare services, including teleconsultations with specialists, annual health check-ups, health risk assessments, wellness content, and discounts on medicines and diagnostic tests.
According to the company, the total value of these healthcare and wellness benefits is up to ₹92,100.
Designed to Meet Women’s Financial Needs
Vikas Gupta, Chief Product Officer at ICICI Prudential Life, said that women take on multiple responsibilities throughout their lives, and their financial needs change over time.
He said the ICICI Pru iProtect Smart Her plan has been created to provide financial protection while also supporting women’s health and wellness.
Easy Purchase and Faster Claim Settlement
The company plans to use its digital platform to make the insurance plan easy to buy and manage. Customers will also benefit from a smooth and hassle-free claim process.
ICICI Prudential said it continues to focus on quick claim settlements. In the first quarter of FY27, the company reported a claim settlement ratio of 99.3%.