A joint bank account is a shared account opened by two or more people. It is offered by most banks in India for families, couples, or business partners. In this account, all holders can deposit, withdraw, and manage money together. Everyone has equal access and control over the funds, making it a shared financial … Read more
In today’s digital payment era, the Reserve Bank of India is working to make transactions safer. Now, a big change is being considered that could affect your daily UPI payments. According to reports, the RBI may introduce a rule where transactions above ₹10,000 will not be processed instantly. Instead, there could be a delay … Read more
Inflation is affecting everyone, but HDFC Bank has given some relief to its loan customers. The bank has slightly reduced interest rates on certain loans, which means EMIs will now be a bit lower. These new rates came into effect from Tuesday, April 7, 2026. How Much Have Rates Dropped? According to the bank’s … Read more
Many bank customers are confused about whether banks will be open on Thursday, April 9, 2026. The reason behind this confusion is the ongoing assembly elections and by-elections in several states. Voting is scheduled to take place in states like Assam, Kerala, and Puducherry on this day. Because of elections, people are checking if … Read more
India’s market regulator Securities and Exchange Board of India (SEBI) has announced a one-time relaxation for companies planning public issues. This decision comes at a time when global tensions—especially in the Middle East—are affecting markets. As a result, many companies are struggling to raise funds and attract investors. Why Companies Were Facing Trouble Under normal … Read more
The Indian government is preparing a massive credit guarantee scheme worth ₹2–2.5 lakh crore to shield the economy from the ripple effects of the ongoing West Asia conflict. The move is aimed at supporting businesses facing rising costs, supply chain disruptions, and global uncertainties. Officials say the scheme is pre-emptive, designed to prevent economic stress … Read more
If you are planning a safe investment, a Fixed Deposit (FD) from Bank of Baroda can be a reliable choice. It offers stable returns and also helps in tax saving, especially for a 5-year investment. Let’s understand how much you can earn if you invest ₹5 lakh in a 5-year FD. Interest Rates and … Read more
Shares of Axis Bank are likely to remain in focus on Monday, April 6. The reason is the bank’s strong fourth-quarter business update, which shows steady growth across key areas. Let’s understand what these numbers mean in simple terms. Strong Growth in Loans and Deposits Axis Bank has reported solid growth in its lending … Read more
If you are preparing for a government bank job, here’s an important update. Punjab & Sind Bank has announced recruitment for 1,000 posts of Local Bank Officer (LBO). The notification was released on March 30, 2026, and the application process started from March 31, 2026. The last date to apply is April 20, 2026, … Read more
Investment options that offer safe and regular income have always been important for senior citizens. With rising inflation and uncertain markets, choosing low-risk investments has become even more crucial. One option that continues to stand out is the Fixed Deposit (FD). It is simple, secure, and provides guaranteed returns. With the start of the financial … Read more
The record date is April 7. Investors whose names appear as beneficial owners of shares in the company’s Register of Members or in the records of the depositories on this date will be eligible to receive the bonus shares. The bonus shares were announced in February and will be allotted on April 8. The face … Read more