5-Year FD Rates for Senior Citizens

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With inflation staying high and global uncertainty affecting markets, having a stable and predictable income has become more important than ever. For senior citizens, who depend largely on post-retirement savings, safety and regular income matter more than risky high-return investments. This is why fixed deposits (FDs) continue to be one of the most trusted investment … Read more

Turn ₹10,000 monthly SIP into ₹37 lakh in 10 years

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Mid-cap mutual funds have proven to be strong wealth creators for investors who stay invested for the long term, especially through Systematic Investment Plans (SIPs). Although mid-cap funds can be volatile, several schemes have delivered over 20% annualized returns on SIPs over the last 10 years. This shows how disciplined investing can create significant wealth, … Read more

NPS Investment Rules may change as PFRDA forms Panel

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The pension regulator is taking a fresh look at how retirement money is invested in India. To make the National Pension System (NPS) stronger and more future-ready, the Pension Fund Regulatory and Development Authority (PFRDA) has set up a high-level expert committee. The goal is simple: help subscribers build better long-term retirement wealth while managing … Read more

LIC Smart Pension Plan offers guaranteed Income after Retirement

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Life Insurance Corporation of India (LIC), the country’s largest insurance provider, offers several plans designed for different age groups. Some of these plans also provide regular income, making them useful for managing expenses after retirement. One such popular option is the LIC Smart Pension Scheme. This is an immediate annuity plan. It starts paying pension … Read more

Salary and Pension Hike for 90,000 Central Employees and Pensioners

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Good news for around 90,000 central government employees and pensioners: the government has approved major revisions to their salaries and pensions. The Finance Ministry announced that this update will cost over ₹8,000 crore. Employees and pensioners of public sector insurance companies, NABARD, and the Reserve Bank of India (RBI) will benefit from the change, which … Read more

How to Avoid Aadhaar Card Fraud

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Aadhaar has become one of the most important identity documents in India today. With the government making it mandatory to link Aadhaar with PAN cards, passports, and several essential services, its importance has grown rapidly. This also makes protecting your Aadhaar details more critical than ever. Cybercriminals are constantly looking for new ways to misuse … Read more

Train Travel for Seniors Could Get Cheaper Again

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Railway journeys are not just trips for senior citizens—they are often a necessity. Many elderly people travel for medical treatment, to visit their children, or to go on pilgrimages. However, for the past five years, senior citizens have been asking one question: what happened to the railway ticket discounts they once received? Ahead of Budget … Read more

SRF Reports 60% Profit Growth, Shares Slip

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Shares of SRF Limited remained in focus during trading on Wednesday. The stock fell nearly 7% and touched ₹2,704. This decline came a day after the company announced its December quarter results, which were largely better than market expectations. SRF reported a 59.7% year-on-year jump in net profit to ₹432.7 crore, compared to ₹271 crore … Read more