Big changes in Banking and Salaries

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With the new year just around the corner, January 1, 2026, will bring major policy and regulatory changes affecting farmers, salaried employees, young people, and the general public. From banking rules to social media regulations, fuel prices, and government schemes, several big-ticket updates are set to reshape daily life. Banking and Digital Payment Updates One … Read more

Pension Risk for Govt Employees Even After 20 Years (See Details)

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The Supreme Court has reaffirmed a key rule for government service: resigning and retiring are not the same, and the difference can have serious financial consequences. In a recent case involving a former Delhi Transport Corporation (DTC) employee, the court upheld the government’s decision to deny pension benefits after the employee voluntarily resigned. Why Pension … Read more

SEBI Introduces Investor-Friendly Reforms in Mutual Fund Sector

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Market regulator SEBI on Wednesday approved several important changes to mutual fund regulations with the aim of improving transparency and making rules clearer for investors and fund houses. These changes mainly focus on the expense ratio structure and brokerage fee limits. According to SEBI, the proposals are designed to reduce unnecessary duplication, simplify compliance, and … Read more

RBI Complaint Process for Investment Scam Cases

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In today’s digital world, almost every financial activity—payments, banking, and investments—is online. While this makes life convenient, it has also increased the risk of online fraud and fake investment schemes. Scammers often promise high returns to lure people, and many end up losing years of savings. If your money is stuck in a fraudulent scheme, … Read more

NPS Subscribers can now Withdraw 100% Amount on Exit

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The Pension Fund Regulatory and Development Authority (PFRDA) has made important changes to the National Pension System (NPS). These new rules will benefit non-government employees the most. Under the revised rules, private sector employees can now withdraw up to 80 percent of their NPS retirement fund at exit. In some cases, they can even withdraw … Read more

File ITR and Link Aadhaar before Year-End

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December 2025 is almost over, and if you haven’t completed some important financial tasks yet, time is running out. Today is December 17, which means you have just 14 days left to avoid fines, penalties, or other problems. Here are two key tasks you must complete before the end of the month.  File Your Belated … Read more