Punjab National Bank (PNB) has revised its fixed deposit (FD) interest rates. The new rates came into effect on February 24, 2026.
These revised rates apply to deposits below ₹3 crore. After the latest change, PNB’s special 444-day FD scheme has become the most attractive among public sector banks.
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PNB 444-Day FD Scheme
PNB is now offering 6.60% interest on 444-day FDs for general customers. Senior citizens will receive 7.10% interest, while super senior citizens will get 7.40% interest.
At present, this is the highest interest rate offered by any public sector bank for a 444-day FD.
Other FD Rates of PNB
For 1-year FDs, general customers will get 6.25% interest, senior citizens will receive 6.75%, and super senior citizens will get 7.05%.
For FDs with a maturity period of 2 to 3 years, the bank offers up to 6.30% interest.
For long-term FDs with a maturity period of 5 to 10 years, general customers can get up to 6% interest.
Comparison: Which Government Bank Offers Higher Interest on 444-Day FD?
Let’s compare the 444-day FD interest rates offered by other government banks.
Bank of Baroda (BoB)
BoB’s “BOB Square Drive” 444-day FD offers:
6.45% interest for general customers
6.95% for senior citizens
7.05% for super senior citizens
These rates have been effective since January 5, 2026.
Indian Bank
Indian Bank’s “Ind Secure” 444-day FD scheme offers:
6.45% interest for general customers
6.95% for senior citizens
7.20% for super senior citizens
These rates have been effective since February 4, 2026.
State Bank of India (SBI)
SBI’s “Amrit Vrishti” 444-day FD offers:
6.45% interest for general customers
6.95% for senior citizens
7.05% for super senior citizens
These rates are applicable until December 15, 2025.
Canara Bank
Canara Bank offers:
6.45% interest for general customers
6.95% for senior citizens
These rates have been effective since January 5, 2026.