If you’re thinking of withdrawing your Employees’ Provident Fund (EPF) savings and investing the money in mutual funds for potentially higher returns, you may want to reconsider. The Employees’ Provident Fund Organisation (EPFO) has issued a clear message saying that EPF and mutual funds serve different purposes and should not be treated as alternatives. According … Read more
Millions of EPFO subscribers may soon get a major digital upgrade. The Employees’ Provident Fund Organisation (EPFO) is preparing to launch an AI-powered chatbot on WhatsApp, making it easier for users to access important PF services without logging into multiple portals. According to official sources in the Labour Ministry, the new AI chatbot is expected … Read more
Good news for millions of Employees’ Provident Fund Organization (EPFO) members. You no longer need to depend on your employer to link your Aadhaar with your Universal Account Number (UAN). EPFO has made the process much simpler by allowing members to complete Aadhaar-UAN linking directly through the UMANG app. This means you can finish the … Read more
The Central Government is working on a new contributory pension scheme that could provide retirement security to workers in both the organised and unorganised sectors. The proposed scheme is expected to be introduced under the EPFO 3.0 reform programme and aims to bring millions of workers under a pension system. Unlike the existing Employees’ Pension … Read more
There is good news for crores of EPFO members across India. The Employees’ Provident Fund Organisation (EPFO) has credited the FY2025-26 interest to around 35 crore member accounts in a record time. For the first time, the entire interest amount was credited on July 15 itself. Last year, the process continued until September. This year, … Read more
The Employees’ Pension Scheme (EPS) is one of the biggest sources of monthly income after retirement for EPF members. The government has now introduced EPS 2026, replacing the old EPS-95 rules. The new scheme makes the pension claim process easier, faster, and completely time-bound. If you are an EPF member, here’s a simple guide to … Read more
The Employees’ Provident Fund Organisation (EPFO) has launched VISHWAS 2026, a one-time settlement scheme that gives employers an opportunity to resolve long-pending PF penalty disputes by paying reduced damages. The scheme is aimed at clearing old cases, reducing court battles, and helping employers settle disputes without lengthy legal proceedings. It will remain open for six … Read more
Changing jobs has now become easier for EPFO members. The Employees’ Provident Fund Organisation (EPFO) has introduced a simpler online system that allows employees to transfer their Provident Fund (PF) balance quickly after joining a new company. The new process reduces paperwork, speeds up transfers, and helps employees keep all their retirement savings in one … Read more
If you are an EPFO member, keeping your UAN profile updated is essential. Many employees update their Aadhaar or bank details but overlook their profile photo, assuming it isn’t important. However, according to the Employees’ Provident Fund Organisation (EPFO), an incomplete profile can create problems while using important services such as e-nomination and PF claim … Read more
The Employees’ Provident Fund (EPF) is a government-backed savings scheme for private sector employees. Every month, both the employee and employer contribute 12% of the employee’s basic salary to the PF account. Out of the employer’s contribution, 8.33% goes to the Employees’ Pension Scheme (EPS). If you have left your job or retired, you can … Read more
The Employees’ Provident Fund Organisation (EPFO) has launched its upgraded Unified Member Portal, called EPFO 2.01. The new platform is designed to make PF services faster, simpler, and more user-friendly. According to the Government of India, the upgraded system will automate many PF-related processes, making it easier for more than 34 crore EPFO members to … Read more