March 2025 is the final opportunity to invest in several special deposit schemes. Five schemes, including the ‘Mahila Samman Savings Certificate’ and SBI’s ‘Amrit Kalash’ deposit scheme, will close on March 31, 2025.
These schemes offer attractive annual interest rates of up to 8.05%. Here’s a detailed look at each scheme to help you make an informed investment decision.
Key Special Deposit Schemes Ending Soon
SBI ‘Amrit Kalash’ Deposit Scheme
Last Date to Invest: March 31, 2025
Investment Term: 400 days
Interest Rates:
Senior Citizens: 7.60% per annum
Others: 7.10% per annum
SBI ‘Amrit Vrishti’ Deposit Scheme
Last Date to Invest: March 31, 2025
Investment Term: 444 days
Interest Rates:
Senior Citizens: 7.75% per annum
Others: 7.25% per annum
Mahila Samman Savings Certificate (MSSC)
Last Date to Invest: March 31, 2025
Investment Term: 2 years
Interest Rate: 7.5% per annum
Investment Limit: Minimum Rs 1,000 to a maximum of Rs 2 lakh
Where to Invest: Post offices or authorized banks
Additional Special Deposit Schemes to Consider
IDBI Bank ‘Utsav Deposit’ Scheme
Investment Term: 300 to 700 days
Interest Rates: Ranges from 7.05% to 8.05% per annum
Indian Bank’s Special Deposit Schemes
IND Supreme 300 Days:
General Citizens: 7.05% per annum
Senior Citizens: 7.55% per annum
Super Senior Citizens: 7.80% per annum
IND Super 400 Days:
General Citizens: 7.30% per annum
Senior Citizens: 7.80% per annum
Super Senior Citizens: 8.05% per annum
Ensure you invest in these schemes before March 31, 2025, to secure higher returns. Each scheme offers distinct benefits, especially for senior and super senior citizens, making them valuable investment options for the near term.
