HDFC Bank cuts MCLR after RBI Policy

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After the Reserve Bank of India (RBI) announced its monetary policy, HDFC Bank has given some relief to its customers. The bank has revised its MCLR (Marginal Cost of Funds Based Lending Rate) for certain loan periods. This change will benefit only those customers whose loans are linked to the MCLR. The new rates are … Read more

HDFC Bank updates Infinia Credit Card Reward Rules

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HDFC Bank has introduced important changes to the reward points system for its Infinia metal credit card. These updates clearly define how often and how much value cardholders can redeem each month, making the rules more transparent. The new rules come into effect from February 1, 2026. Reward Points Redemption Limit Increased Earlier, reports suggested … Read more

HDFC Bank Updates Airport Lounge Access for Debit Card Holders

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HDFC Bank has revised the airport lounge access benefits for its debit cards, effective from January 10, 2026. The new rules change how customers can use complimentary airport lounges in India, focusing on rewarding active card usage rather than simply holding the card. This update affects cardholders who previously enjoyed automatic lounge access and encourages … Read more

HDFC Bank Reduces MCLR for Short-Term Loans

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India’s largest private sector bank, HDFC Bank, has given relief to crores of its customers by reducing its Marginal Cost of Funds Based Lending Rate (MCLR). The bank has announced a 0.05 percent (5 basis points) cut in MCLR for select loan tenures. This reduction applies to the overnight, one-month, and three-month periods. This move … Read more

HDFC Bank Debit Card ounge access Rules Changed

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If you use an HDFC Bank debit card for airport lounge access, there is an important update for you. From January 10, HDFC Bank is changing the way lounge access works. Earlier, customers could enter lounges by simply swiping their physical debit card. Now, the bank has introduced a digital voucher system. Along with this, … Read more

HDFC Bank Revises FD Rates rom December 17, 2025

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HDFC Bank, India’s largest private lender, has updated its fixed deposit (FD) interest rates for deposits under ₹3 crore. The new rates are effective from December 17, 2025. The revision comes after the RBI cut the repo rate by 0.25% in December, reducing it from 5.50% to 5.25%. These changes aim to benefit both regular … Read more

HDFC Bank UPI Services to be down on December 13

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HDFC Bank, India’s largest private sector bank, has announced a temporary UPI service disruption. On December 13, all UPI transactions will be unavailable for four hours, from 2:30 AM to 6:30 AM. This affects HDFC current and savings accounts, RuPay credit cards, the HDFC mobile banking app, and merchant transactions. Customers may face difficulties in … Read more

HDFC Bank App Now for Smooth Digital Banking

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If your HDFC Bank app suddenly shows an “Upgrade Required” message, don’t worry—it’s not a technical issue. HDFC has officially discontinued its old mobile app, and all customers are now required to switch to the new app. The bank has been sending reminders via SMS and email to ensure everyone upgrades as soon as possible. … Read more